Recent Articles
Unlocking the Best Interest Rates: A Step-by-Step Guide with Brick Mortgage
In the dynamic landscape of the real estate world, especially in thriving regions like Arizona, interest rates often dominate discussions. These rates influence everything, from your monthly mortgage payments to the overall cost of your home over time. With such importance, it's crucial for homebuyers and homeowners alike to understand how to secure the best possible rates. Let's explore some tried-and-tested strategies, guided by the expertise of Brick Mortgage.
Published on 10/13/2023
Navigating Today's Interest Rates: A Comprehensive Guide with Brick Mortgage
Interest rates: they're the heartbeat of the mortgage world and a crucial factor in the real estate market, especially in dynamic regions like Arizona. If you've been tuning into news or discussions about purchasing or refinancing a home, you've probably heard terms like "record lows" or "rate hikes." But what do these mean for you, the homeowner or potential buyer? Let's delve into the realm of today's interest rates and see how they might influence your decisions.
Published on 10/12/2023
ARM Loans: Risk vs Reward - Making Smart Home Financing Choices
ARM loans have been talked about a lot more these days, thanks to their low rates. Here's what you need to know about potential risks and benefits.
Published on 10/11/2023
Discover Your Home's Value with Our Exclusive Homebot Monthly Digest
The real estate landscape, especially in vibrant areas like Arizona, is ever-evolving. With the market dynamics changing frequently, homeowners often wonder, "What is my home truly worth today?" Brick Mortgage, in collaboration with the renowned platform Homebot, introduces an exclusive service that offers you insights right at your fingertips. With our seamless interface, you can now get a monthly digest of your home's value.
Published on 10/05/2023
Cash-Out Refinance vs. HELOCs: Navigating Your Home Equity Options with Brick Mortgage
Homeownership brings not only the joy of having a personal space but also the advantage of building equity over time. As you pay down your mortgage and as your property's value grows, you'll find yourself sitting on a potential goldmine of equity. When you're in Arizona and considering leveraging this equity for home improvements, debt consolidation, or other expenses, two primary options come to the forefront: Cash-Out Refinance and Home Equity Line of Credit (HELOC). With the expert guidance of Brick Mortgage and insights from our seasoned mortgage broker, Jared Halbert, let's dive into these options to help you make an informed decision.
Published on 10/05/2023
Cash Flow Tips: Creative Ways to Monetize Your Home Beyond Equity!
Check out these creative ways that you can earn income with your home beyond building equity (without taking on renters!).
Published on 10/04/2023
Fall Colors and Mortgages: How They Beautifully Align in Arizona's Real Estate Landscape
The radiant fall colors - fiery reds, sun-kissed oranges, and golden yellows - that sweep through the landscapes aren't the only changes taking place this season. Just as nature undergoes its transformation, so too does the world of real estate and mortgages. With the guidance of Brick Mortgage and the expertise of our esteemed mortgage broker, Jared Halbert, let's delve into how the brilliance of fall aligns seamlessly with the real estate opportunities in Arizona.
Published on 10/03/2023
October's Chilly Breeze and Mortgages: Why It's a Hot Time to Dive into Real Estate
October is renowned for its vibrant fall foliage, Halloween preparations, and a distinct chilly breeze heralding the onset of winter. But did you know that it's also an opportune time to delve into the real estate market? Whether you're eyeing to purchase a home or refinance a home, October might just be your month. With guidance from the industry experts at Brick Mortgage and insights from our knowledgeable mortgage broker, Jared Halbert, here's why this month is significant for potential homeowners in Arizona.
Published on 10/02/2023
Demystifying Mortgage Terms: "APR, PMI, ARM... What? A Glossary of Mortgage Terms Every Homebuyer in Gilbert, AZ Should Know."
Entering the world of mortgages can sometimes feel like diving into a sea of acronyms and jargon. But fear not, prospective homebuyers of Gilbert, AZ! With the expertise of Brick Mortgage and our seasoned mortgage broker, Jared Halbert, we're here to help demystify some of the most commonly encountered mortgage terms. After all, understanding these terms is essential when looking to refinance a home or delve into the Arizona real estate market.
Published on 09/29/2023
Lifestyle & Mortgage: "Balancing Family, Work, and Mortgages: Tips for the Modern Homeowner in Arizona."
Juggling daily responsibilities is a hallmark of the contemporary era. From attending your child's soccer games and keeping up with workplace demands to managing financial commitments like mortgages, the life of a modern homeowner can sometimes feel like a high-wire act. Particularly in vibrant locales like Queen Creek, AZ, where real estate opportunities beckon, striking a balance becomes paramount. With guidance from industry experts like Jared Halbert and the team at Brick Mortgage, here's how homeowners in Arizona can find that equilibrium.
Published on 09/28/2023
Here's Why Multi-Family Units Are the Real Estate Game Changer You Need!
Here's how a multi-family unit can be just what you need to buy your first home while creating financial security --not matter the market!
Published on 09/27/2023
Home Improvement Financing: "Boosting Your Home's Value: How Financing Renovations Through Refinancing Works."
Every homeowner dreams of improving and enhancing their living space. Whether it's a modern kitchen, a revamped backyard, or a luxurious bathroom, these improvements not only elevate your living experience but can significantly boost your home's value. But, how do you finance these dream renovations? Enter: refinancing.
Published on 09/21/2023
Mortgage 101 Series: "Understanding Interest Rates: The Brick Mortgage Breakdown."
In the intricate world of mortgages, one term you'll hear frequently is 'interest rates.' They play a pivotal role in the home buying process and significantly influence your monthly payments. For many, especially first-time homebuyers in places like Queen Creek, AZ, the concept might seem complex. That's why we, at Brick Mortgage led by the experienced Jared Halbert, are here to break it down for you. Let's dive deep into understanding interest rates.
Published on 09/20/2023
How Do You Know That Fixer-Upper is a Dream --Or a Money Pit!
Considering buying a fixer-upper to save on some cash? Watch out! Some rehab homes may ending costing you more than you bargained for.
Published on 09/20/2023
Benefits of Working with a Mortgage Broker: Why a Mortgage Broker Like Jared Halbert Is Your Home Buying Best Friend
When setting out on the journey to buy a home, especially in vibrant locales like Queen Creek, AZ, the multitude of options, terms, and processes can feel daunting. That's where a mortgage broker steps in, guiding you through the intricate labyrinth of home buying. Jared Halbert, a leading figure at Brick Mortgage, is just such a broker, renowned for making clients' dreams come true.
Published on 09/15/2023
Stepping onto the Property Ladder: Brick Mortgage's Ultimate Guide for First-Time Homebuyers
Navigating the expansive world of real estate can be daunting, especially for first-time homebuyers. From understanding interest rates to securing the right mortgage, there's a lot to digest. But fear not, prospective homeowners of Queen Creek, AZ! With experts like Jared Halbert and the team at Brick Mortgage at your side, stepping onto the property ladder is made infinitely more manageable.
Published on 09/14/2023
Prepping for Winter: How Seasonal Changes Can Influence Your Mortgage Decisions
Winter's approach is more than just a change in temperature; it's a shift in how we approach many facets of our lives, including major financial decisions like mortgages. In the picturesque neighborhoods of Queen Creek, AZ, winter brings a unique set of circumstances that can influence a homeowner's or prospective buyer's decision-making process.
Published on 09/13/2023
Exploring the World of Multifamily Homes: Your Path to Real Estate Wealth
Learn about the types of multifamily properties that you can invest in for longterm financial wealth.
Published on 09/13/2023
Saying Goodbye to Summer with Smart Financial Choices: The Benefits of Cash-Out Refinances in Queen Creek, AZ
As the warm summer evenings in Queen Creek, AZ, begin to make way for cooler autumn nights, many homeowners are reflecting on the year so far and planning for the months ahead. With the shift in seasons comes the perfect opportunity to consider making changes to your financial strategy. One such approach gaining traction, especially with the current interest rates, is the cash-out refinance.
Published on 09/12/2023
Student Loan Payments Resuming October: How Stay on Track to Your Homeownership
Student loan repayment is coming back in October and Biden Administration is promising to extend it. Is it true? How does repayment affect your homebuying goals?
Published on 09/07/2023