Private Mortgage Insurance (PMI) is a type of insurance that many homeowners are required to pay if they purchase a home with less than a 20% down payment. PMI protects the lender in the event that the homeowner defaults on their mortgage. While it can enable buyers to purchase a home without saving a substantial down payment, PMI can add a significant amount to your monthly housing costs. Understanding how to eliminate this extra expense can save homeowners thousands of dollars over the life of their mortgage. Here are effective strategies to remove PMI from your mortgage payments.
Published on 09/06/2024
Purchasing your first home is a landmark moment, and doing so in Show Low, AZ, offers unique opportunities in a region known for its natural beauty and welcoming community. Nestled in the White Mountains, Show Low combines a small-town feel with access to outdoor adventures, making it an appealing choice for many first-time homebuyers. At Brick Mortgage, led by Jared Halbert, we’re passionate about guiding new homeowners through the buying process. Here’s your essential guide to purchasing your first home in Show Low.
Published on 09/05/2024
Embarking on the journey to buy your first home is a significant milestone, especially in a community as welcoming and prosperous as Queen Creek, AZ. Known for its excellent schools, beautiful parks, and a rapidly growing economy, Queen Creek is becoming a top choice for first-time homebuyers. At Brick Mortgage, led by Jared Halbert, we are dedicated to making the home buying process as straightforward and enjoyable as possible for newcomers. Here's a tailored guide for first-time homebuyers looking to find their perfect home in Queen Creek.
Published on 09/05/2024
Nestled in the heart of Arizona’s White Mountains, Show Low is a hidden gem that offers a unique blend of small-town charm and outdoor adventure. If you’re considering buying a home in this picturesque town, you’re not alone. Show Low’s appealing lifestyle and scenic beauty make it a desirable location for many. At Brick Mortgage, under the leadership of Jared Halbert, we’re here to guide you through the home-buying process in Show Low. Here’s everything you need to know to make your dream of owning a home in Show Low a reality.
Published on 09/04/2024
Living in Queen Creek, AZ, with its 100 days of temperatures soaring above 100 degrees, not only tests your endurance but also impacts your living expenses, particularly cooling costs. For homeowners in Queen Creek, this extreme weather can be a compelling reason to consider refinancing your mortgage. Here’s how the relentless Arizona heat makes refinancing an attractive option and what benefits it can bring to homeowners in the area.
Published on 09/04/2024
Are we moving towards a more balanced market? Here's what we're seeing --and it could be the perfect time to buy!
Published on 09/04/2024
In the picturesque community of Show Low, AZ, finding a mortgage with a low interest rate can make a significant difference in your home buying experience. Lower interest rates mean lower monthly payments and less paid over the life of your loan, making homeownership more affordable. At Brick Mortgage, led by Jared Halbert, we are committed to guiding you through the process of securing the best possible mortgage rates. Here’s how to navigate the complexities of mortgage rates in Show Low and ensure you get a favorable deal.
Published on 08/28/2024
In the bustling and competitive housing market of Queen Creek, AZ, securing a low interest rate on your mortgage can save you thousands of dollars over the life of your loan. As Queen Creek continues to grow in popularity and attract new residents, understanding how to navigate the mortgage landscape effectively becomes crucial. At Brick Mortgage, led by Jared Halbert, we're dedicated to helping you achieve the best possible terms on your mortgage. Here’s how you can secure a low interest rate when buying a home in Queen Creek.
Published on 08/28/2024
Should you wait until 2025 to buy a home? Here's what experts are forecasting and these facts may surprise you!
Published on 08/28/2024
Purchasing your first home is a landmark achievement, and doing so in Show Low, AZ, offers unique opportunities amidst the town’s natural beauty and tranquil lifestyle. Known for its outdoor recreation and friendly community, Show Low is becoming increasingly popular with first-time homebuyers. At Brick Mortgage, led by Jared Halbert, we are committed to helping you navigate through the complexities of buying your first home. Here’s a detailed guide to help you understand and manage the home buying process in Show Low.
Published on 08/26/2024
Embarking on the journey to purchase your first home in Queen Creek, AZ, is an exciting milestone. Known for its family-friendly neighborhoods, beautiful parks, and excellent schools, Queen Creek is an ideal place for first-time homebuyers. At Brick Mortgage, led by Jared Halbert, we’re dedicated to helping you navigate the home-buying process with confidence and ease. Here’s a comprehensive step-by-step guide to purchasing your first home in Queen Creek.
Published on 08/26/2024
Understanding how the Federal Reserve (the Fed) influences interest rates is crucial for anyone in the market for a new home, refinancing a mortgage, or engaged in any form of borrowing or saving. The Fed's decisions impact the economy at large, including mortgage rates, consumer prices, and overall economic growth. Here’s a comprehensive look at how the Federal Reserve can lower interest rates and what it means for consumers, especially those in the housing market.
Published on 08/23/2024
Can you benefit from locking in your mortgage rate? Here's what you need to know to make the best decision for your situation.
Published on 08/21/2024
Choosing between renting and buying in Show Low, AZ, involves more than just financial considerations; it's also about your lifestyle and future plans. Show Low, with its beautiful landscapes and small-town charm, offers a unique living experience whether you decide to rent or buy. At Brick Mortgage, led by Jared Halbert, we aim to provide you with all the information you need to make an informed decision tailored to your situation. Here’s a comparison of renting versus buying in this scenic part of Arizona.
Published on 08/19/2024
Deciding between renting and buying in Queen Creek, AZ, is a significant decision that depends on several personal and financial factors. Queen Creek's appeal has been growing, thanks to its family-friendly neighborhoods, excellent schools, and vibrant community life. Whether to rent or buy in this thriving community is a choice that involves analyzing costs, lifestyle preferences, and long-term goals. At Brick Mortgage, led by Jared Halbert, we understand the nuances of the local housing market and are here to help you make the best decision based on your individual circumstances. Here's a detailed look at renting versus buying in Queen Creek.
Published on 08/19/2024
Buying a home in Show Low, AZ, nestled in the beautiful White Mountains, offers unique opportunities and challenges. The decision on which type of mortgage to choose is pivotal and can influence your financial well-being for years to come. At Brick Mortgage, led by Jared Halbert, we understand the local Show Low market deeply and are committed to guiding you through the various mortgage options available to ensure you make the best decision for your situation. Here’s an essential guide to understanding mortgage types and key considerations for homebuyers in Show Low, AZ.
Published on 08/15/2024
Navigating the world of mortgages can be a daunting task, especially for first-time homebuyers in Queen Creek, AZ. With a range of mortgage options available, understanding each type can help you make an informed decision that aligns with your financial situation and homeownership goals. At Brick Mortgage, led by Jared Halbert, we're committed to helping you understand your mortgage choices and guiding you to the best solutions for your needs. Here’s a breakdown of common mortgage options and key considerations for Queen Creek homebuyers.
Published on 08/15/2024
Embarking on the purchase of a new cabin in Show Low, AZ, combines the allure of rustic living with the benefits of modern construction. Known for its serene landscapes and charming community, Show Low is the perfect place for those seeking a tranquil retreat or a seasonal getaway. At Brick Mortgage, under the expert guidance of Jared Halbert, we specialize in helping clients find and finance their dream cabins. Here’s what you need to consider when buying a new cabin in this picturesque area.
Published on 08/14/2024
Purchasing a new build home in Queen Creek, AZ, offers an exciting opportunity to own a property that combines modern amenities with the charm of one of Arizona's rapidly growing communities. New construction homes are appealing for their customization options, energy efficiency, and minimal maintenance requirements. At Brick Mortgage, led by Jared Halbert, we specialize in helping clients navigate the process of buying new builds, ensuring a smooth and rewarding experience. Here’s everything you need to know about purchasing a new construction home in Queen Creek.
Published on 08/14/2024
Inflation has been top of mind when it comes to housing affordability. Here's what you need to know about the latest data reports.
Published on 08/14/2024