Recent Articles
The Surprising Factors That Could Make Your Home Worth More!
Discover the top factors that can increase your home's value, from location and upgrades to market trends. Learn how you can boost your property's worth and when refinancing might make sense!
Published on 10/09/2024
How Your Credit Score Affects Your Mortgage Interest Rate
Understanding how your credit score impacts the interest rate you receive on a mortgage is crucial for any homebuyer. This connection between credit history and the cost of borrowing is foundational to the lending process. At Brick Mortgage, under the leadership of Jared Halbert, we strive to help our clients grasp this relationship to secure the best possible terms on their home loans. Here’s a breakdown of how your credit score influences your mortgage interest rate and some tips on how you can improve your rate.
Published on 10/04/2024
What Causes Mortgage Rates To Go Up Or Down?
Navigating the world of home financing can be complex, especially when it comes to understanding what causes mortgage rates to rise and fall. For prospective homeowners and current borrowers alike, knowing these factors can be crucial in making informed mortgage decisions. At Brick Mortgage, led by Jared Halbert, we're committed to helping you understand the intricacies of the mortgage market, including the dynamic factors that influence interest rates.
Published on 10/02/2024
How to Beat Inflation and Buy the Perfect Home: 6 Hacks for Savvy Buyers
Is buying a home during inflation a bad idea? Is it possible? Here are 6 tips for making the right move.
Published on 10/02/2024
Navigating Gifted Funds for Your Down Payment: A Homebuyer's Guide
For many prospective homebuyers, accumulating enough money for a down payment is the biggest hurdle to homeownership. Fortunately, receiving a monetary gift from family or friends to use as a down payment is a viable option and commonly practiced in the real estate market. This guide, brought to you by Brick Mortgage and led by Jared Halbert, will explore how you can effectively use gifted funds as part of your down payment strategy.
Published on 10/01/2024
Investing in Queen Creek, AZ: A Guide to Purchasing Investment Properties
Queen Creek, AZ, is fast becoming one of the most attractive markets for real estate investment in the Phoenix metropolitan area. With its rapid population growth, ongoing development, and increasing property values, investing in real estate here offers substantial potential for both rental income and capital appreciation. At Brick Mortgage, led by Jared Halbert, we're committed to helping investors navigate the Queen Creek real estate market to maximize their investment potential. Here’s why Queen Creek is an ideal location for your investment property and how you can make a successful purchase.
Published on 09/30/2024
Your Guide to Buying a Cabin in Show Low, AZ
Nestled in the picturesque White Mountains of Arizona, Show Low offers a perfect escape with its cool climate, lush forests, and expansive outdoor recreational opportunities. Buying a cabin here, whether as a weekend getaway, a summer retreat, or even a full-time residence, can be a dream come true. At Brick Mortgage, led by Jared Halbert, we specialize in helping clients find and finance their perfect cabin in Show Low, AZ. Here’s what you need to know about buying a cabin in this serene mountain town.
Published on 09/27/2024
Navigating Your First Home Purchase in Queen Creek, AZ
Buying your first home is an exciting milestone, and choosing Queen Creek, AZ, as your new home base offers numerous benefits due to its growing community, scenic views, and excellent amenities. At Brick Mortgage, led by Jared Halbert, we specialize in helping first-time homebuyers navigate the complexities of the home purchasing process. Here’s your essential guide to making your first home purchase in Queen Creek a smooth and successful experience.
Published on 09/27/2024
The Advantages of Using a Mortgage Broker for Your Home Purchase in Heber, AZ
Purchasing a home in Heber, AZ, set against the picturesque backdrop of the Mogollon Rim and surrounded by towering pines, presents a unique opportunity for potential homeowners. When it comes to financing such an investment, using a mortgage broker can simplify the process and provide numerous advantages. At Brick Mortgage, under the guidance of Jared Halbert, we specialize in connecting buyers with the best mortgage solutions. Here’s why you should consider using a mortgage broker for your next home purchase in Heber.
Published on 09/26/2024
Understanding Delayed Financing: A Strategic Approach for Cash Buyers
Delayed financing is an increasingly popular financial strategy for homebuyers who initially purchase a property with cash but later decide to recoup a portion of their investment through mortgage financing. This approach allows buyers to enjoy the benefits of being a cash buyer while still maintaining the liquidity and financial flexibility typically associated with obtaining a mortgage. Here’s a detailed look at what delayed financing involves, who can benefit from it, and why it might be a strategic option for your next property purchase.
Published on 09/25/2024
Buying a Cabin in Heber, AZ: Why Brick Mortgage is Your Ideal Partner
Nestled in the heart of Arizona’s Apache-Sitgreaves National Forest, Heber, AZ, is a prime location for those looking to purchase a cabin. Whether you're seeking a serene getaway spot or a full-time residence amidst nature, Heber offers the perfect blend of rustic charm and natural beauty. When it comes to financing your cabin purchase in Heber, Brick Mortgage, led by Jared Halbert, stands out as the premier lending partner. Here’s why choosing Brick Mortgage for your cabin purchase in Heber is a decision that aligns with both financial acumen and local expertise.
Published on 09/25/2024
Exploring Refinancing Options for Your Home Loan in Queen Creek, AZ
Refinancing your home loan in Queen Creek, AZ, can offer multiple financial benefits, from reducing your interest rate to adjusting the term of your loan. Whether you're looking to lower your monthly payments, consolidate debt, or tap into your home's equity for large expenses, Queen Creek offers a dynamic real estate environment conducive to exploring various refinancing options. At Brick Mortgage, led by Jared Halbert, we provide expert guidance to help you choose the best refinancing solution to meet your goals. Here’s a detailed look at the refinancing options available for homeowners in Queen Creek.
Published on 09/25/2024
Your Home’s Hidden Value: How Much Equity Can You Borrow Today?
Rates are dropping. Find out how much you can borrow from your home equity.
Published on 09/25/2024
Identifying the Best Time to Refinance in Queen Creek, AZ
Refinancing your mortgage in Queen Creek, AZ, can be a strategic financial decision, offering significant benefits such as lower monthly payments, reduced total interest costs, or cash out for large expenses. Understanding when to refinance can maximize these benefits, aligning them with your personal financial goals and the prevailing economic environment. Here’s how to determine the best time to refinance your home in Queen Creek.
Published on 09/23/2024
The Benefits of Refinancing Your Home in Show Low, AZ
Refinancing your home in Show Low, AZ, can be a strategic financial decision, especially in an area known for its serene landscapes and robust local community. Whether you’re looking to lower your monthly payments, shorten your loan term, or tap into your home equity, Show Low offers a unique market for homeowners considering refinancing. At Brick Mortgage, under the guidance of Jared Halbert, we specialize in helping homeowners navigate the refinancing process to maximize their financial benefits. Here’s what you need to know about refinancing your home in Show Low.
Published on 09/19/2024
Your Ultimate Guide to Buying a Home in Queen Creek, AZ
Queen Creek, AZ, offers a blend of rural charm and modern amenities, making it one of the most sought-after places to live in the Phoenix metropolitan area. Whether you’re a first-time homebuyer or looking to upgrade to a larger space, buying a home in Queen Creek presents a fantastic opportunity. At Brick Mortgage, led by Jared Halbert, we are dedicated to helping you navigate the Queen Creek real estate market and find your perfect home. Here's what you need to know about buying a home in this vibrant community.
Published on 09/19/2024
Discover the Brick Mortgage Difference: Premier Mortgage Services in Queen Creek and Show Low, AZ
At Brick Mortgage, we're more than just a mortgage company; we're your local partner in homeownership. Led by industry expert Jared Halbert, our team is dedicated to providing personalized mortgage solutions tailored to the unique needs of residents in Queen Creek and Show Low, AZ. Here’s what sets Brick Mortgage apart and how we empower our clients to achieve their dreams of homeownership.
Published on 09/18/2024
Exploring the Advantages of Homeownership in Mesa, AZ: A Guide for Prospective Buyers
Nestled in the heart of the East Valley, Mesa, AZ, offers an enticing blend of suburban comfort and city amenities, making it a prime location for prospective homeowners. From its vibrant community to its economic growth, Mesa represents an excellent opportunity for those considering buying a home. At Brick Mortgage, led by Jared Halbert, we are dedicated to providing insights that help you navigate the local real estate market. Here’s why Mesa is a great place for homeownership and how you can make the most of your property investment.
Published on 09/18/2024
Interest Rates Are Dropping: Here’s What It Means for Your Loans and Savings
The Feds are anticipated to lower interest rates. Here is how lower rates could affect mortgage rates, credit cards, car loans, and savings.
Published on 09/18/2024
The Benefits of Partnering with a Local Mortgage Lender in Gilbert, AZ
When it comes to purchasing a home in Gilbert, AZ, working with a local mortgage lender can provide a host of benefits that might not be as apparent with larger, non-local institutions. At Brick Mortgage, led by Jared Halbert, we understand the Gilbert real estate market intimately and provide personalized, attentive service that’s hard to match. Here’s why choosing a local mortgage lender in Gilbert is advantageous for any prospective homebuyer or homeowner looking to refinance.
Published on 09/12/2024